I’m in the same boat, so what DO we qualify for? Wouldn’t make sense for someone with less income to not receive any benefit/credit.
At least this year we understood things better and won’t run into the same problem. We paid almost $10k last year because we figured it would only be a month or two until we no longer needed coverage. Turns out we stayed on it all year (unemployed), without advance payments and would like to take the PTC but our income is below $12k. What options do we have?
