The deadline for the custodian to file 2019 Form 5498 with the IRS is June 1, 2020. It will generally be several weeks after that that the Form 5498 appears in your 2019 Wage & Income transcript.
The custodian is required to provided you with the FMV and indication of 2020 RMD requirement by January 31, 2020 and provide contribution (including rollover, conversion or recharacterization contributions) information to you by June 1, 2020.
The custodian can also request that the IRS provide up to a 30 day extension for cause, but this would be unusual.
Your only source of information on how the custodian will be reporting prior to actually receiving the Form 5498 is what the custodian tells you, but , unfortunately, such information can be inaccurate. First-level representatives of financial institutions can be unreliable sources of that information, particularly at smaller financial institutions.
