This is a very common situation. No, it will not look like she had insurance for only six months if you entered that you had insurance all year. See the screenshot below.
You met the Affordable Care Act requirement to have health insurance in 2016 if you were covered through:
- your employer (employer-sponsored health insurance, or insurance through your work, or your spouse's or parent's work)
- a state, federal or private Health Insurance Marketplace (including Healthcare.gov, and plans purchased through state Marketplaces, which are also known as exchanges)
The six months will only reflect that she had a Marketplace health insurance policy for six months. Marketplace health insurance policies require that form 1095-A be completed whereas forms 1095-B and 1095-C, do not.
- What’s my state Marketplace?
- Where does the information on 1095-A go on my tax return?
- What is the 1095-A?