I feel you pain guercini big time. Let me take a stab at helping you figure out how you might legally be able to keep those credits. How high is your AGI above the 400% threshold? How many in your household? I assume that you are self-employed and that your PTCs are tied to that business? Being self employed, do you have a SEP IRA? Have you maxed it out? Do you and/or spouse have a HSA? Are you eligible for one? Did you and your wife contribute the maximum to a Traditional IRA? All of these are top line deductions if you haven't done these things, you may very likely be able to so that you can hold on to those credits!
