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Anyone with EI, CTC, or ACTC by law can not have their refund released until the 15th. So don't expect to see it before then. And it usually takes at least a few days if not a week for the bank to process the DD so add that on. I have read where some say path message means approved and it's just on hold until the 15th (they claimed an irs worker told them that) but I have no idea if it's true. On the irs site it just says path means accepted and after the 15th it will be working on the approved and then deposit day. Luckily unless your return gets pulled most of this stuff is done by computer and is all automated so it doesn't need a person to look over every detail.