Level 12
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Get your taxes done using TurboTax

The 'cap' is based on your income.  If you can get your income under 400% of the Federal Poverty Level (such as contributing to a Traditional IRA), it will trigger the 'cap'.
<a rel="nofollow" target="_blank" href="https://www.irs.gov/pub/irs-pdf/i8962.pdf#page=16">https://www.irs.gov/pub/irs-pdf/i8962.pdf#page=16...>