@user9697000 If you have already filed and are expecting a direct deposit to a card, I don't know what will happen with a "locked card." I presume if it is refused, it will be sent back to the IRS who will issue you a paper check in the mail. Or perhaps it might be deposited to a "locked card" until it's unlocked. I'm a fellow user, and don't know anything about a "locked card" and its implications. If it's a Turbo Prepaid VISA Card, then you need to speak to the folks at the Turbo Card's customer support to see what will happen if the IRS attempts to deposit to the locked card.
Turbo Prepaid VISA Card customer service: (888) 285-4169.
There could also be another link in the chain. If you chose to pay any TurboTax fees out of the Federal refund, the funds go first from the IRS to a temporary account at an intermediary bank where the fees are subtracted. Then that intermediary bank sends the rest of the funds on to your bank (or card.) If you used that method to pay fees, and if the IRS has actually released the funds, we can tell you how to check on the funds at the level of the intermediary company.
