The reason a person files the federal return free and then like in Montana the State charges $19.99 to e-file...and elects NOT to pay the $19.99 State fee by a credit card charge (right now)...TurboTax charges an additional $39.99 processing fee because they loan the $19.99 to you and then the when the Federal return is processed the $19.99 State charge AND the additional $39.99 charge is both deducted from your federal refund ( not your State refund ) because TurboTax has previously paid the State $19.99 in advance of processing. The moral of the answer is pay with credit card to avoid the processing charges - $39.99 per State or D.C....
