You need to find out if she is receiving "Medicaid" (which is free) or if she has a "Marketplace" plan (Bronze, Silver, Gold, or Platinum).
If she receives a 1095-A, it is a "Marketplace" plan. If she receives a 1095-B, it is probably Medicaid.
If she does not have one yet, you may want to contact the insurance provider to find out if it is Medicaid or a Marketplace plan.
If it is a Marketplace plan (1095-A), she can still have insurance, but she will probably need to pay the FULL cost (which can be quite expensive) if you claim her as a dependent.
If it is Medicaid, it may depend on the State, but in many States, it will NOT affect her eligibility for free Medicaid.
