In order to qualify for the short coverage gap exemption when you or a household member had no coverage in January, you need to answer the question on the following screen concerning November and December of 2016. (please see screenshot below)
The new year does not "restart" the coverage requirement. If she had coverage December 2016, the short gap exemption should be applied. If she did not, the penalty would continue through into 2017 and penalize you for the months.
FOR THE FOLKS USING DESKTOP:
During maintenance of this section, go into Forms Mode located on the top right of the screen (see screenshot)
Look at Personal Worksheet
Scroll to Part VI on the worksheet
Click that you had coverage prior year November and December if applicable (see screenshot)
The line above will change from No to Yes (see screenshot)
Repeat for all worksheets (dependents) (see screenshot)
Penalty will be waived
[Edited 02.26.2018 | 4:37PM]
