That "Learn More" link in TurboTax is wrong. You need to apply for the Hardship exemption at Healthcare.gov first. However, if you have applied and not yet received approval or the Exemption Certificate Number (ECN), you can still file your tax return (it will put "Pending" on Form 8965).
If you have already filed your tax return for that (and your Form 8965 shows "pending"), it probably isn't a big deal. Just apply for the exemption now.
Does that answer your question?
