Get your taxes done using TurboTax

"you have to pay out front on one refund if you have a refund coming back on the other you should be able to use that money to put towards the due amount"

I'm not following you. You cannot pay State TAXES due with a Federal refund, or vice versa.

As for TT fees, you can only have them deducted from your Federal (not State) refund,. And you cannot chose to pay Federal fees one way, and State fees a different way.