I just called Allianz again to request they correct the 1099R. I keep stating that they did not cut a check to me until January 2018 and, therefore, it should be on a 2018 1099R NOT 2017, which is how they have reported it. They keep telling me that since they entered the process on the last day of December that the 1099R for 2017 is correct. I stated that many companies process payroll at the end of December, but if the employee isn't paid until January, the income would not reflect on their 2017 W2, it would be on their 2018, and that this is no different. The check wasn't cut until 2018 and, therefore, I did not receive payment in 2017. They insist it's right and there's no way they can change it. I don't know what system they use for accounting, but if the check wasn't cut out of their system until 2018, I don't know how they are generating a 2017 1099 for it.
I did get the lady at the IRS's tag number, but I did not catch her name. She talked fast and like someone you'd see arguing on Jerry Springer and was eager to just get me off the phone without trying to fully understand my situation. She kept insisting that I just claim the money in 2017 to keep it simple and told me that it was my responsibility to correct it with the company that issued the 1099. When I told her that I had tried and that they refuse to correct it, she told me again to just claim it. I asked her if the IRS would intervene and help me with a solution or if she could tell me how to properly reflect this on my tax return and she told me that she doesn't give preparation advice and that I could file a complaint on the 1099 but I would have to call back after February 14 to do so.
I just want to crawl into a corner. This IRA disbursement was done to supplement income for 2018 that I will no longer be getting for a small list of personal reasons. It was paid to me in 2018, which was the plan from the beginning, and the check states, "will report on IRS Form 1099R as taxable FOR THE CURRENT YEAR", but they've included it as 2017 income. If I end up having to claim this for 2017, I will literally lose almost all of it because I did have income in 2017. This disbursement was planned for 2018 and planned for tax obligations in 2018. I'm at a complete loss.
