Get your taxes done using TurboTax

Because you have already received some Premium Tax Credit, you are required to file Form 8962 with your tax return.  If it is telling you that you need to upgrade because of that, there is no way around it.

If you were to not enter your 1095-A at all, the IRS would send you a notice asking for your 1095-A and Form 8962 and they would NOT process your tax return until you responded.  If you were due a refund, it would be significantly delayed.