She first said IRS, but my state refund was the one that got rejected. Once that was said, she mentioned all this money I had to pay back because if the state is rejected it affects the federal I guess? I just don’t understand. Why would I pay back the federal when it was the state one rejected? I’m juat not sure if I call Morgan Stanley or the IRS so they can clarify the issue to me. She mentioned that Morgan Stanley is not obligated to report to the IRS.
