question is though; if you had it through the obamacare (health market) most likely you had a tax credit; and just like a-thing22 received promotion (which meant more money) and then insurance through employer and it seems I will be penalized for this factor. there has to be a way not to be penalized as my tax credit would have applied to the half of the year I had obamacare and at that pay rate; I shouldn't be penalized for having earned more pay and then the opportunity to have employer pay for my insurance.
