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@ccoursey0625 That's outrageous! I owed like 315 for the marketplace credit and I got penalized for 2 months with no insurance so my refund went down almost 400 bucks, but they just adjusted the amount and gave me a DDD and told me I would get a letter in the mail explaining the changes. I guess I just got lucky. I think some people at the IRS just don't know what they're doing.