You will need to get a copy of your husbands' 1095-A and enter it on your tax return. On the screen after entering the 1095-A, you will check the box indicating that the policy was shared by somebody that is not on your tax return. It will then prompt you with further questions to determine how much of it is "allocated" to you (even if it is 0%). Your husband would follow this same procedure.
If there was Advance credit received (column C of the 1095-A), your husband has the option to claim 100% of the 1095-A on their tax return, or to "allocate" part (or all) of it to you. If you both agree, the allocation can be anywhere from 0% to 100%. If you can not agree and Advance credit was received (column C on the 1095-A), then it is divided by the number of people on the insurance policy. For example, if the insurance policy covers 4 people, each person is allocated 25%. If he paid the entire amount then he would claim 100%, if you paid half and he paid the other half, then each of you would put 50%.
If you do not have a copy, you can ask your husband, you both can get one from HealthCare.gov or you can call them at the number on their site;
How to find your 1095-A online
- Log in to your HealthCare.gov account.
- Click the green "Start a new application or update an existing one" button.
- Choose "Go to my applications & coverage" at the bottom of the screen.
- Under "Your existing applications," select your 2016 application — not your 2017 application.
