That is the delicate balance of the deduction. Your deduction is first limited to the amount of self-employment income. Clearly, that's not at issue here because you have more self-employment income than you do healthcare premiums. But the Premium Tax Credit can also interfere with the calculation, and there's no real "worksheet formula" that can work it out, because the solution is a true "chicken-and-egg" problem.
Here's what the IRS says: your self-employment deduction cannot be greater than the difference of the actual premium amount minus any credit you receive. Problem is: when you put the full deduction, you create more credit, so the numbers don't line up. So the IRS says you can use any method to get the correct balance, and that's literally what I've had to do, because when you lower the deduction, the credit goes down also.
The manual override is the solution, but you will probably have to work the numbers several times so that, in the end, the formula is:
Health Insurance Premiums minus Premium Tax Credit is equal to or greater than the Self-Employed Health Insurance deduction, and the deduction must be equal to or less than your eligible Self-Employment income.
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