okaychamp
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Many thanks for your reply;

The code on box 6 is ( G ), the 51 month started from the charge off day last reported (09/2012), did not had a bankruptcy, nor judgment were took place, and never been reported on the credit report during all 7-8 years.

Credit Report:
         Credit report dated: ……………………………………….10/02/2012
         Credit Card charged off /Last Reported: ……….……… 09/2012
         Account History: Charge Off as of: ……………………. Jun 2008 to Sep 2012

1099c…….. Year 2016
Box 1 (Date of identifiable event): …………………….. 12/31/2016
Box 4 ……………………………………………..………..  Credit Card Debt
Box 5 (if checked, the debtor was personally
      liable For repayment of the debt ………………… .….… X
Box 6 (Identifiable event code :( ……………….….....… G
Box 7 (fair market value of property) ………….…..…… $0.00

• So does the creditor still entitled to delay sending out the 1099c form, even after 15 month from the original 36 month time frame without any payments or any other contacts occurs?