You do state the tax publication "lead me clearly to the same place.". Understand that this is a public user-to-user support forum. If you believe you have cause to not interpret the IRS pubs as we do, or that a specific publication does not apply to your situation as you have presented it to the readers in this forum, then you may wish to seek the services and advice of a qualified tax attorney or CPA in your local jurisdiction. In this forum, we don't challenge the IRS rules, as that's not it's purpose. We can only interpret them as written, to the best of our abilities.
