1) this credit was never applied to my HSA account, but rather was a credit available to me that I utilized through the wellness program. I had to "claim" the credit at the time of my fitness tracker purchase, so I never had the funds hit any account. It was more like opting in to the credit if that makes any sense.
2) I've already asked about earnings and understand that insurance company payments from my wellness incentive program are to be added as a contribution. I apologize if this answer is the same for this question, but was concerned since the money a) never hit my HSA account and b) was not used for a qualified medical expense.
Those are my concerns and reasons for asking. If for some reason it is still considered an HSA contribution, again I apologize for my ignorance as this is the first year my employer has had this insurance contract.
