dmertz
Level 15

Get your taxes done using TurboTax

The Q4 estimated tax payment will determine whether or not you will have an underpayment penalty for Q4 but will not affect whether you have underpayment penalties for Q1 through Q3.  If your IRA withdrawal was in Q1, Q2 or Q3, you might still have a penalty for the quarter in which the IRA withdrawal occurred, and for the quarters other than Q4 that follow.