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Hi, Thank you all. The terms are vague. I am a W2 employee. I send in a bi weekly hourly report and I am to invoice separately for the insurance premium once a month. The money is specifically for health insurance. This year I was asked by our 'accountant' to provide proof of the premium amount and that the insurance was "active" in the middle of the year. I see some back and forth here. Do these details allow for a more definitive answer?  Thank you all again.