TurboTax doesn't explain this very well. I ran through this again and it still shows that the government owes us far more than what was withheld. Maybe it has something to do with having 2 dependent kids living with us? At least I got rid of the error message about my wife's RRB-1099-R form (no amount shown in box 3). I've scheduled a phone call with TurboTax. But how much do you want to bet that they'll send me to a tax consultant? Next year, I'll just go pay the $200 to have H&R Block do my taxes - it'll be better than risking paying taxes and penalties.
