My spouse, I and child (10 year old) entered US at end of Apr-17. I was covered through employer insurance for complete 2017 but spouse and kid were not covered for whole of 2017. Income is 89000/- USD.
1. Are we liable to pay penalty under ACA when no exemptions (other than not being in US) are applicable?
2. If we are NOT liable to pay penalty, do we still need to fill Form 8965?
