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Get your taxes done using TurboTax
Since there are no set parameters of what a hardship is, I would recommend applying for the hardship exemption (you could even copy and paste your entry from here). If it is granted, you will be able to avoid the penalty. I think you made than a good effort and was unable to get the insurance due to issues you had no control over. Go to
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‎June 4, 2019
6:14 PM