Unfortunately, if you don't have qualifying healthcare coverage you must pay the the fee when you file your federal tax return for the year you don't have coverage.
Click
here for a tool that will help you decide if you qualify for one of the
healthcare exemptions. If you qualify for one of the exemptions, you don’t have
to pay the healthcare penalty.
https://www.healthcare.gov/fees/fee-for-not-being-covered/
