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In terms of mailed or downloaded 1099s, Schwab is sending out its 1099s in 2 batches.   The first batch will go out this week, and are 1099s that Schwab says are unlikely to have any changes.    The second batch they are holding back until around 2/15, which are 1099s which could receive late information or changes from mutual funds, etc.  So they are keeping that second batch longer so some people can avoid having to get a corrected 1099 later and possibly having to file an amended return.    However, that's for mailed or downloaded 1099s.   They may not turn on importing for either batch until 2/15, but I don't know, but I would guess they would do it all at once on 2/15.