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@diny Thanks again! I too talked to an HR Block Tax Advisor and she said my category is totally different, neither filing separately nor jointly, there's some other altogether some different category, which I am pretty sure she wasn't sure herself. So, I am not that confident with the HR Block folks. I'll probably lookout for some NRI-specific tax prof as you pointed out. Thanks again for all the info, this was very helpful! 🙂