I am just as confused and irritated as this is VERY misleading when beginning. In the first step, I select just the $19.99 standard option. Then I am forced to upgrade to Deluxe even though I'm not itemizing my taxes. Then I go to finish my taxes, and have no accumulated $39 for federal, state and to take the option to pay with my refund = $119.97. Strikingly higher than the $19.99 option.
