Can i claim a loss due to an apt fire in which i did not have renters insurance. if so how do i file? is it worth it to do the cpa or ea advice for 149.99 vs deluxe?

i had a total loss due to an apt fire i had.  later i found out that i had no renters insurance and had to rebuild from nothing.  am i able to file for that loss and maybe get reimbursed, if so how do i file, what forms.  is it wise of me to do the 149.99 option vs. the deluxe.  i want to start filing but i dont know where to begin.  thank you