Exemptions are available based
on a number of circumstances, including certain hardships, some life events,
health coverage or financial status, and membership in some groups. If you qualify for an exemption, you don't have to have health insurance or pay a fee for the months the exemption applies.
For more information on exemptions, please see this Healthcare.gov topic.
To determine if you qualify for any health insurance exemptions, please see this Healthcare.gov Exemption Tool . If you do qualify, the tool will give you the option to see your next steps, including any forms that need to be filed.