We recently found out due to a leak in our roof that a big storm a month before ripped shingles off our house. The water ran down to bathroom and kitchen. My wife and daughter started coughing a few weeks before we put our claim in with insurance. The remediation cost 45k and we had to throw away most of our belongings due to my wife and daughter being allergic. It was not a specific hurricane that caused this but our area had 50-60mph winds a few weeks before the leak was discovered. Will this be suitable to claim as a loss casuaslity since it was declared by insurance as water damage? We sustained a loss over 89K?
two different CPA's in our area gave us two completely different answers.
