I just filed returns for both myself and my daughter vial your online service. It was upsetting to learn that I had to set separate accounts. Is this for security?

I am upset that I could have potentially had to pay for two returns via your online service versus purchasing the downloaded software.  I had to search to find out that I can only file one return for each online account.  Whereas if I had purchased or downloaded the software I can file five.

Why?