Get your taxes done using TurboTax

Enter the distribution and tax amounts in TurboTax as they appear on the 1099-R. Both distributions are taxable in 2025 because you took them both in 2025, even though one was for 2024. The tax that was withheld will be applied to your total 2025 tax liability. The tax is not linked to a specific distribution. If you paid more tax than necessary the excess will be included in your overall refund.