dmertz
Level 15

Get your taxes done using TurboTax

The total permissible contribution between you and your your wife is $7,838.  However, your contribution to your own HSA is limited to $4,988 based on your 7 months months of eligibility.  The remaining $2,850 of the overall contribution limit would have to be contributed by your wife to your wife's HSA.  With your wife's employer having already contributed $1,167 on behalf of your wife and you having contributed $4,988 to your own HSA, that leaves $1,683 that can be contributed to your wife's HSA without exceeding contribution limits.

 

Alternatively, the entire $7,838 contribution limit could be allocated to your wife, so she could make a $6,671 additional contribution to her HSA if you contribute $0 to your HSA.