My wife and I were under her company's family HDHP in 2025. She had it from Jan to end of Nov and I had it from Jan to end of July. Everything I read says that our max contribution is the prorated rate of $8550 x (11/12) = 7838. Her company contributed to her HSA $1167 which leaves us with $6671.
However when I try to enter $6671 as my 2025 contribution and $0 for my wife, TurboTax says my limit is $4988 (the prorated amount for 7 months Jan to July) and I have an excess of $1683. If I enter $6671 for my wife and $0 for my contribution it doesn't say we have an excess. I keep reading that the max contribution can be split between the spouses in any ratio.
Can someone explain to me why TurboTax won't let me contribute the whole max amount under my contribution?
Thanks in advance!
