Get your taxes done using TurboTax

As to the student loan question see this recent thread and the TurboTax Pro's answer and the links provided by SweetieJean.  There seems to be a difference in opinion. AFAIK the IBR loan will indeed be based on your combined income, but the TurboTax pro seems to disagree. As Jerry said, you should consult the holder of your loan since they are the ones that set the rules for your loan.

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**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**