Title: Backdoor Roth IRA – Form 8606 validation (TurboTax Premier 2025 Desktop)
I am using TurboTax Premier 2025 Desktop (installed client software, not the online version) and want to confirm that my backdoor Roth IRA was reported correctly.
Facts:
- After‑tax contribution made to a non‑deductible Traditional IRA
- Funds were converted to a Roth IRA in the same year
- No balance in any Traditional IRA as of 12/31/2025
- Form 8606 Line 14 from the prior year = $0
For my 2025 return, TurboTax generated Form 8606 with:
- Line 16: $7,001
- Line 17: $0
- Line 18: $7,001
Questions:
- Can you walk me through the TurboTax Premier 2025 Desktop steps to ensure my backdoor Roth IRA was entered correctly?
- Given the facts above, do these Form 8606 line values look correct for a clean backdoor Roth with no pro‑rata impact?
- Where does TurboTax Desktop track non‑deductible Traditional IRA basis year‑to‑year — is it only carried forward via Form 8606, or stored elsewhere in the software?
