Thank you so much for your reply! I feel like I am finally getting closer to an answer but I am still a little confused.
If I understand you correctly, you are advising that I enter the remaining $1080 in contributions currently unaccounted for as 'contributions personally made (not through employer)'. For additional context/clarification, this results in a summary window that shows a $1000 deduction but no listed excess contributions (though I do get a prompt asking if I want to withdraw the excess funds). I will also note that I was never prompted to specify if the excess contributions were personal or employer, but since they don't show up as 'excess company contributions' in the summary window, it seems they are deemed personal.
What confuses me is that these are NOT in fact personal contributions but contributions made by the insurance company. I've been doing some additional digging and the instructions for line 9 of Form 8889 state that 'contributions made by a health insurance plan on an employer's behalf' should be included as employer contributions. Why they aren't on the W-2 somewhere (e.g., box 14) is still unclear but this is what made/makes me think that the additional $1080 should be entered under the 'Do any of these situations apply' screen as 'other company contributions that weren't reported on their W-2'. Plus, for what it's worth, Gemini also thinks it should be reported in line 9 of Form 8889 when I ask specifically about my health insurance (G.E.H.A.) HSA contributions (but I always take those responses with a grain of salt). Doing that results in a summary with no deduction, $4300 tax-free company contributions (which tracks since the insurance contributions are also tax-free to my understanding), and $80 excess company contributions (and a smaller rebate).
Any additional guidance/resources that can help me make sense of the 'personal' vs 'employer' distinction here? (For what it is worth, the bank designates the insurance contributions as 'employer' but for some reason designated the 'bonus' $80 that caused all the problems as 'personal'.)
On a related note, if I follow through with your initial suggestion, I get an error that requires me to enter a year end HSA value. Does this need to match the value I used for my withdrawal calculations (which is a bit more than the the end of year value they are requesting)?
Interestingly, if I follow through with the second scenario, I also get an error but it's wanting me to enter a year end Roth IRA value but nothing about the HSA value, which seems like it has to be a bug.
Thanks again for your help.
