Get your taxes done using TurboTax

Per the IRS in the Schedule A instructions, the different rate on a boat purchase would not be allowable as a deduction.  The following comes from IRS Schedule A instructions on page 3:    

"Actual Expenses Generally, you can deduct the actual state and local general sales taxes (including compensating use taxes) you paid in 2025 if the tax rate was the same as the general sales tax rate.

Food, clothing, and medical supplies. Sales taxes on food, clothing, and medical supplies are deductible as a general sales tax even if the tax rate was less than the general sales tax rate.

Motor vehicles. Sales taxes on motor vehicles are deductible as a general sales tax even if the tax rate was different than the general sales tax rate. However, if you paid sales tax on a motor vehicle at a rate higher than the general sales tax, you can deduct only the amount of the tax that you would have paid at the general sales tax rate on that vehicle. Include any state and local general sales taxes paid for a leased motor vehicle. Motor vehicles include cars, motorcycles, motor homes, recreational vehicles, sport utility vehicles, trucks, vans, and off-road vehicles."

Additional information from an IRS fact sheet :   "Generally, taxpayers may add to the table amount any sales taxes paid on: A motor vehicle, but only up to the amount of tax paid at the general sales tax rate;
and an aircraft, boat, home (including mobile or prefabricated), or substantial addition
to or major renovation of a home, if the tax rate is the same as the general sales tax
rate."

With that said, you can go back to the sales tax input in TurboTax, and on the Sales tax deduction screen, you can select to Enter actual sales tax paid (Requires receipts to support your total.) and enter the amount of sales tax from all your receipts to enter the sales taxes paid as a deduction.

As for the HSA entry, here are steps to get that entered in:

1. Go to Forms by clicking Forms in the upper right on the blue banner.
2. Look for Form 8889-T on the left side menu and click on it.
3. On the Form screen, click Delete Form below the form, then click Yes on the pop-up to confirm deletion.
4. Click on Step by Step in the upper right corner on the blue banner
5. Go to the Personal Income page, then scroll down to Less Common Income, then click on Update by 1099-SA, HSA, MSA
6. Click Continue until you get to a screen Let's enter your HSA contributions.  The field with the W-2 contributions will be the top box.  You can then enter in the lower box the contributions that you made outside your employer contributions.

[Edited 4/15/2026, 5:00 PM PDT] @Ed_K