Thank you so much for your very helpful answer. Yes, I am the legal personal representative. I have one more question, if I may. The decedent received a 1099-R for the gross distribution of final payouts from two annuity contracts plus an RMD payment from a retirement account; it also reflects federal and state income taxes withheld. I am the named beneficiary of all of the accounts. The distributions occurred after death, so the payments were made to me. I don't know what to do with the 1099-R issued to the decedent.
Thank you!
(P.S. I tried for 3 months to find a tax expert to handle this stuff, to no avail. Hence my questions.)
