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I just thought about a scenario where this so called "data integrity" falls apart. Let's say between you and your spouse you have 5 accounts at a financial institution. Two of them are individual (owned by each) and three are joint. The way I have done this is first log in as myself and then import 4 accounts (3 joint and one individual) and then log in second time as spouse and then import their individual account forms. What if I do not unselect the joint accounts in the second attempt and select all 4 of them. Wouldn't it import all three joint accounts the second time - and it won't wipe out previous import because all these accounts now belong to the second user - I do not think there is any checking done to see if a given account number has been imported before. I do not know if this will be the behavior but I suspect it will be - where is then the so called "protection of data integrity"?