@beamituofo , based on your answers I went back and relooked at the form and the IRS instructions for the same. My impression as to why TurboTax is complaining is that it needs at least one box checked. So in your particular case , your account was neither opened or closed during the current year and not jointly owned ----- so no checks in boxes (a), (b), or (c). However Box (d) needs to be checked because you reported no taxable earnings in section III for this account.
Does this make sense ? Is there more I can do for you ?
pk
