Based on your description of the situation, I recommend that you answer these questions as follows:
- Since you have a 1098 that applies only to your portion of the loan, and includes your information as the borrower, you can answer "None of these apply".
- If this co-op property is your primary home, then select that option.
- Since you were not the borrower who took out the loan, presumably you didn't pay any points so answer No.
- If you only received one 1098 for tax year 2025, select Yes.
- Since this loan is just for your home, and you are not the originating borrower, select "This loan is neither of these".
@Happyduck25
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