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I'd say they already have this granularity to some extent.  When importing from Chase, I'm presented with a long checklist of all my documents that are ready for import.  I can choose to uncheck any documents that I don't want to import.  In my case, I would like to choose to uncheck (and thus skip import) of all the documents that I have *already* imported.  The interface allows this, but then proceeds to delete ALL the data before inputting only the remaining checked documents.   

If it's going to allow import of a partial set of documents from Chase, it shouldn't first require me to have a "clean slate"