@drcox "TT does not seem to be taking into account the possible customer pain of imperfect imports that require even minor clean-up. This wasted time adds up."
Indeed. But it is even more basic than that.
1 - TT users after age 65 are required to pull part of their IRAs out each year, this is called RMD or Required Minimum Distributions. They can use part of that RMD for charitable distributions (look up QCD). For several good reasons, neither the RMD amount, nor the QCD amounts from that IRA are shown in the 1099-R data downloaded from the financial institution. Bottom line result = I have to enter these amounts manually, which I happily do. The very next TT data import from the same financial institution WIPES OUT what I entered. This is bug #1.
2 - the import user interface logs me into the financial institution, then shows me a list of accounts and their corresponding available forms. It lets me select the ones I want to download and clear the ones I do not want to download. It then proceeds to delete the ones I cleared [bug #2] and forcefully overwrite the ones I selected [bug #3].
Quite unbelievable that we all have to repeat explaining this obviously wrong behavior to TT personnel.
