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@RobertB4444   Thanks for responding.  I assume you were using the Windows Desktop version?  Maybe you need to actually enter a fake 1099 IRA distribution to make the steps work that I outlined rather than saying 'No' to the 1099 question.  I already had a 1099 input when I went back through and answered 'No' to simulate the triggering of the blank forms, so maybe that's the difference.  It seems really odd for blank IRA Info and Earned Inc sheets to populate in reaction to an IRA distribution and so I'd really like to determine whether or not this is a broad behavior of TT this year.