The consideration you are referring to is for spouses who are more than 10 years younger, not less than.
In your case, because there is only a four year age difference, that special consideration does not apply.
To determine your RMD, you can refer to this link where you will find the IRS Uniform Lifetime Table (Table III).
According to the above IRS Table, for your age (76 for 2025) and IRA value ($100,000), the calculation is as follows, $100,000 divided by 23.7 = approximately $4,219.41.
For 2026 (age 77), your approximate RMD is $4,366.81.
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